An insurance broker will help you identify the risks exposures. A broker will advise you on what insurance products are available for these risks and, at your request, source the insurance covers that suit your needs from any number of local or foreign insurers. The broker will discuss the various options with you and help you select the best choice. When everything agreed we place the cover with the chosen insurer and arrange the documentation. In the event of a claim, the broker will assist you to lodge your claim with your insurer and will liaise between you and the insurer to bring the loss to a successful resolution.

In both business and private matters, it is vital that you have the right insurance cover. Insufficient or inadequate protection can lead to dreadful consequences. Thus, the right advice makes all the difference and prevents costly mistakes. An insurance broker is a specialist in insurance protection and has invaluable know-how as well as access to the most reputable insurers available to provide professional and objective advice on identifying and exposing risks and recommend the most cost-effective solutions.

Brokers represent the client while an Agent represents the insurance company. Brokers identify industry risk, and business risk then gives advice, recommendation, and manages your insurance coverages. They provide training to your team to mitigate the loss by minimizing substantial financial damage. Another crucial task of a broker is the handling of your business loss or claims to the insurers. They arrange for a claim form to be completed by you, monitor the claim process, and liaise on your behalf with the insurer to bring it to a successful resolution.